Personal unsecured loan

Questions and Answers

I need an unsecured personal loan of £1,000.00 but I have extremely bad credit rating. Any suggestions?

Q) I need a personal unsecured loan for a thousand pounds but my credit rating is extremely, extremely bad. Does anyone out there know of any loan companies that will grant me this loan with my bad credit history? I lve in the UK. Your help will be much appreciated.

A) Could you get a someone to sign as a Guarantor?

I am looking for an unsecured personal loan of £5000?

Q) Hello Which UK loan brokerage or firm, is most liberal in the provision of unsecured personal loans(i am looking to borrow £5000). I have a good credit rating, but no property or proof of income. I want the money to start a business(window cleaning or ebay retailing) thanks

A) Get a job, any job for 3 months then you'll have proof of income. Also during that time you can do some research into the business you want to get into, and write up a good business plan .Then ask your bank for a loan, which they will give you if you have a good credit rating.

Should I take out payment protection on my unsecured personal loan?

Q) I am taking out a personal loan over 3 years, and have been offered payment protection which will cost almst £50 per month. I am in a very secure job (virtually no risk of redundancy) with good conditions for sick pay. Would it still be foolish to refuse the payment protection, even though I could be putting the extra money into my savings instead?

A) Yeah it's a waste of money

I had unsecured personal loan from Nat west offshore bank, after ew months I stopped paying the loan?

Q) and guaranted cheques amount a bout 5000 pound due to some finical difficulty, the Bank called me and told that they will send this case to the court, I offered the bank to pay the loan but on my ability with no extra interest but the bank refused as its will take long time to cover my loan, now if the case went to the court , the court can send the Judge to the Interpol , Internatinal police and charge me in Malaysia as natwest has branch there , I dont have a UK citizenship and working in Malaysia, the loan contract with me and Nat west Isle of Man and no things happened with Natwest malyasia , all my documents with the bank is original no fraud.

A) ?????

I need an unsecured personal loan asap. Who can help?

Q) Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?

A) Try your own bank!!!

UK - Low rate unsecured personal loan for under 21 year old?

Q) Does anyone know if this exists? I have tried loads of sites but none have a decent rate. I need to borrow £1000 payable over 12 months, but many I have seen have a rate so high that you end up paying £100 for the credit, which I feel is unreasonable. I know it is probably because of my age, but I do have an income each month. It is a personal loan, I need it to get rid of my overdraft and keep me in the black instead of going straight into the red on payday...

A) Understand that unsecured loans are very risky for the lender - many borrowers abscond with the money - the lender therefore has to protect itself against "risk" which it does in the form of charging a higher interest rate - if you don't want to pay for credit you won't get any, you must understand the marketplace you are in, it is high risk therefore it will be high interest - sorry hun but thats finance for you.

i am long for a unsecured personal loan and i am a british soldier , can u help , credit has 1 delault?

A) hi there, welcome on board. If you are willing to read up then there's a big chance you'll find an answer here somewhere: http://finance.ebookorama.com/ http://credit-cards.ebookorama.com/ I have had a few happy people coming back to me after posting the links so hopefully it'll do your trick! if it does help you don't forget to give me best answer :-)

Unsecured personal Loans?

Q) What is the worst that could happen to me if i suddenly just decided to stop paying the payments on an unsecured personal loan of about £4000? By the way I don't actually own anything! Still live at home

A) Take you to court, send in the bailiffs and destroy your credit rating. They could also try to make you bankrupt. Then they could ask the court to make an attachment to your earnings and take instalments out of your wages. They could still make you bankrupt.

Unsecured Personal Loans? Advice please?

Q) When you apply for an unsecured personal loan, do they tend to contact your employer? I would rather my colleagues not know my financial situation thats all! I have previously had one from my own bank and they did not contact my employer. Also anyone know where the cheapest rate can be found at the moment? And possibly any with three months deferred payments. Thank you very much.

A) depending on how much you are borrowing they may just base an offer of a loan on your credit score(if its good all the better) check out northern rock they have low rates theres also tesco ,egg and loads more if its more than £5000 you shouldnt have to pay more than 5.5 to 6% internet loan providers tend to have better rates than the high street so do a search on line and remember to read the small print!good luck

i woould like to know of company names who provide personal unsecured loans to people with really bad credit?

A) www.bankrate.com Select the appropriate tab. They have lists of vendors for each type of product.

Bad Credit Unsecured Personal Loan Help?

Q) I am on Social Security Disability and my fiance has a full time job. I have been on disability for 4 years and he has been on his job for 4 years. Together we have a gross income of $3700 a month. He has poor credit and I have fair credit. We are looking to find a bad credit unsecured personal loan to help pay off some debts. We would want it to be in his name with me as a co-signer as well. I have credit cards and debt in my name that I am paying off on my own personal loan that I received with the help of my father as a co-signer. He doesn't want to ask his family for co-signing help. So it is just us. Does anyone have any suggestions for companies that don't ask for a fee just to apply for a personal unsecured loan that is geared towards people with poor credit? We also have excellent rent history of living in the same apartment for over 5 years. We do not own a home. We would like to try to get a loan but don't know if it is possible. Any suggestions would be great. Thank you.

A) A credit card is an unsecured personal loan.

hey guys, i need a personal unsecured loan that will help me get out of debt.?

Q) A PERSONAL LOAN THAT WILL NOT ASK FOR MONEY UP FRONT. I JUST NEED TO START ALL OVER. 10,000 WOULD BE GREAT BUT I WILL SETTLE FOR 5,000 ANY HELP YOU CAN EMAIL ME AND SEND ME SOME COMPANYS. I CREDIT IS SHOT.

A) Do not deal with anyone promising money via email. They are all the same, one big scam after another. They want you to wire an insurance fee for the loan to another country, usually Nigeria. Then of course, you never see a dime of the so called loan.

hey guys, i need a personal unsecured loan that will help me get out of debt.?

Q) A PERSONAL LOAN THAT WILL NOT ASK FOR MONEY UP FRONT. I JUST NEED TO START ALL OVER. 10,000 WOULD BE GREAT BUT I WILL SETTLE FOR 5,000 ANY HELP YOU CAN EMAIL ME AND SEND ME SOME COMPANYS. I CREDIT IS SHOT.

A) Ask your parents, friends, or other relatives. If they don't trust you, don't expect a stranger to.

unsecured personal loan....?

Q) Need more info about unsecured personal loan.......how it works? who is qualified? how can i appally?where is the best place to go??? we need loan from 10k to 15.... Thanks alot please make it clear

A) All depends on your credit. Good to decent credit, there are banks, credit unions and other financial instutions. Try Lending Tree to find out the types of loans you may qualify for and the interest rates. Beware of scammers out there. Before you give any personal information to a lender, get a verifiable business name, address and phone number. And the biggest tipoff that it is a scam is the lender will want upfront money before you receive your loan funds. That is illegal in United States and Canada. good luck.

Unsecured Personal Loan?

Q) Where can I get an unsecured personal loan for $10,000.00, with bad credit?

A) REALLY KNOW WHERE.

Where can I get a unsecured personal loan, when credit is really bad, has anyone been able to get one?

Q) Finance, getting a unsecured personal loan with bad credit.

A) go to http://www.wesayes.com STAY away for cashcall they give out loans at 96% interest rate that is robbery

Question regarding unsecured personal loan payments to CIB?

Q) Someone told me this, and I'm sure it's a lie. Someone told me he has an unsecured loan for 35,000 $ LE at CIB, and if he doesn't make even one payment, that will create a case against him and he will go to jail. Is this true? It sounds super harsh, and quite frankly, sounds like a big fat lie. Wouldn't the bank begin collection activity first? And if that didn't work, wouldn't his/her account be sent to a collection agency after that? Immediate jail seems so far off from reality. I've never heard of jail time for unpaid bank loans. I <am> American, so is my thinking soft? Are Egyptians subject to jail if they not make a loan payment? This seems to far-fetched. Please, all information would really help. Oh and btw, I am <<<NOTTT>>> sending him money, no way no how. With the numbers he gave me, his payment would have been appx 75-80% of his net income. Being that all financial institutions would never lend what it cannot get back with interest, there's no way this person qualified for such a loan with the numbers he gave me. He's a liar, because the payments were way too big for him to make, he would never have qualified for this loan in the first place.

A) This goes against simple logic, the bank needs their money not to punish their customers. Putting him in Jail will not help them get their money back. This is usually the last step in a long administrative and legal process.

searching for a legitamate unsecured personal loan... Are there any out there?

Q) Searching for an unsecured loan that is not a scam!!!

A) Try prosper.com

What is the best way to get an unsecured personal loan?

Q) I have been trying to find a good place to get an unsecured loan to help pay off high limit credit cards.

A) Your credit union is the best place. If you are not yet a member, find one that you meet their eligibility requirements for. Some credit cards will offer a "consolidation loan" product that is nothing more than a glorified balance transfer at a 16% APR. If you are in need of paying down debt, you may wish to speak with a credit counselor first. There may be other options and strategies available that would help you avoid taking on debt to pay off debt. You can find one in your local area. Make sure they have a satisfactory rating with the Better Business Bureau.

Need to borrow a little under $6k personal loan unsecured.?

Q) Had financial problems in the past,now solved.One of my sons was faced with a serious matter and needed $4K to solve. I was able to obtain a $2.4000 unsecured loan which i am paying on schedule some six months ago, a small credit card $300.00 and a small loan of $500.00 plus a friend lend me $1000.00. I want to consolidate all in one loan since my son will not be able to repay for some time, at best. My income is very secured, $800.00 pension from top notch co.lifetime, about $2,454.00 combined [65/63]social security, and $1,600.00 mo.income [since 9/5/06] from new job. With above loan would pay off and canc debt indicated and some $800.00 -/+ to bring my 1993 Nissan Maxima to top conditions [lots of miles left on that car and no payments] . Realize that i will need to pay a premium due to past issues, but going forward has never looked better. All of my income is direct deposit and can have the loan payments deducted automatically from checking account Thanks to T.O. my loan, as reflected is from Prosper, superb outfit, and one of the lenders to be paid off.... Thank you so much Centersta, but unsecured personal loans are here to stay and specially in the lower K's like the one i am looking for....yes, maybe not from a traditional bank like yours but very much available in others...including some mayor finance company subsidiaries of really large banks...but thanks anyway....if i had the kind of assets you mention i would not be asking....

A) Try www.prosper.com for person to person ledning.